1. Buyer Checkout Methods (Pay-In)
- Credit & Debit Cards: AMEX, VISA, MC, DISCOVER…
- Digital Wallets: OrangeMoney, Gcash, PayMaya, PayPal…
- Bank Transfers: (provided bank account numbers & QR codes)
- Buy Now Pay Later (BNPL): Cash On delivery
2. Backend Flow Mechanisms (Pay-Out)
Bantu Wonders elaborated three ways for the disbursement of the earnings of its sellers and shop owners.
- Split Payments: (Preferably for perishable goods) Instantly dividing a single checkout transaction earnings into separate buckets – a commission percentage goes to Bantu Wonders and the remainder to the seller or store owner.
- Escrow / Holding Funds: (Preferably for cross border shipping) Funds are safely retained in a regulated account until order fulfillment is confirmed by the buyer. This helps avoiding fraud and chargeback rates.
- Delayed / Scheduled Payouts: Automated disbursement of earnings, withheld of commission percentage, to vendors and store owners daily, weekly or after reaching an agreed-upon quota.